What Does it Cost to Live in Denver?

jackie • November 6, 2025

 A 2025 Relocation Guide for New Residents



Thinking about relocating to Denver? You’re not alone. With over 300 days of sunshine, strong job growth, access to the mountains, and a vibrant food and culture scene, Denver continues to attract newcomers from across the country. But before you make the move, it’s important to understand the cost of living in Denver and how it compares to other cities.

Whether you're moving for a job, a lifestyle change, or simply for the Colorado experience, this guide breaks down what it really costs to live in Denver in 2025.


Is Denver Expensive?


Short answer: Yes — but it depends on where you’re moving from.

  • Compared to cities like San Francisco, Seattle, Los Angeles, New York, Boston, and Washington, D.C., Denver often feels more affordable.
  • Compared to many Midwest or Southern cities, Denver’s cost of living will feel higher.


The Cost of Living Index shows Denver is approximately 14–18% above the U.S. average, with housing being the largest factor.


Housing Costs in Denver

Housing is the biggest expense for anyone moving to Denver. Prices vary greatly by neighborhood and proximity to the city or the foothills.


Average Home Prices in 2025


  • Denver Metro Overall $650,000–$720,000
  • Arvada / Golden $700,000–$900,000
  • Highlands / Sunnyside / Berkeley $800,000–$1.2M
  • Washington Park / Cherry Creek $1.1M–$2.5M+
  • Aurora / Thornton / Westminster $500,000–$650,000
  • Castle Rock / Parker $650,000–$950,000


Pro tip for relocation buyers: The farther you move from downtown or the foothills, the more stretch you typically get for your budget.


Rental Costs


  • 1 Bedroom Apartment $1,850–$2,200
  • 2 Bedroom Apartment $2,300–$2,900
  • Single-Family Rental $2,800–$4,500+


Transportation Costs in Denver

Denver is a car-friendly city, though the RTD light rail and bus systems are available.

  • Gas: $3.30–$4.80 per gallon
  • Car Insurance: $110–$170 per month
  • RTD Light Rail Pass: $88–$140 per month
  • Parking downtown: $175–$300 per month

If you plan to ski or explore the mountains, budget for additional weekend travel.


Groceries, Dining and Lifestyle

Denver has a strong restaurant, brewery, and outdoor recreation culture. Monthly costs vary by lifestyle:

  • Groceries for 2 people $600–$900
  • Dining Out $200–$600
  • Breweries and Entertainment $150–$400

Cost of Living for Families

For those relocating to Denver with children, consider the following:

  • Childcare: $1,400–$2,100 per month per child
  • Private School: $10,000–$24,000 per year
  • Youth Sports (Denver has a very active youth sports culture): $300–$1,800 per season


Best Denver Suburbs for Relocation

If you’re moving to Denver and want more space, a yard, or strong schools, these suburbs are popular choices:

  • Arvada – family-friendly, charming Olde Town, strong community, easy commute
  • Lakewood – close to the foothills with strong outdoor access
  • Littleton – historic charm and reputable schools
  • Golden – ideal for outdoor and mountain lifestyle
  • Parker and Castle Rock – suburban living, newer homes, strong community feel


Is Denver Worth the Cost?

If you value outdoor living, career opportunities, sunshine, and an active lifestyle, many find that living in Denver is worth the investment. While the cost of living in Denver is above the national average, the quality of life, job market, and recreation access make it an appealing place to live.


Considering a Relocation to Denver?


As a Denver Relocation Specialist, I help out-of-state buyers compare suburbs, understand neighborhoods, estimate true cost of living, and make a confident move to Colorado.

If you are thinking about relocating to Denver and want guidance tailored to your needs, I’m here to help — whether you’re three weeks or twelve months away from moving.


Calm lake reflects trees and sky in Arvada CO; distant mountains under a blue sky.
By jackie December 16, 2025
Get a clear look at the Arvada, Colorado housing market. November 2025 data on home prices, inventory, and trends for buyers and sellers.
Map of Denver and surrounding areas, showing highways and labeled cities.
By jackie December 15, 2025
A clear breakdown of what areas are considered part of the Denver Metro Area, including Denver, Jefferson County, Arapahoe County, and more.
Murals adorn a building in Denver; people on roof,
By jackie December 4, 2025
Relocating to Denver Metro? Discover what to consider, from neighborhoods to market trends, and plan your move with clarity and confidence.
Person using a calculator on a wooden table, with paperwork nearby.
By jackie November 25, 2025
Discover the top first-time homebuyer programs in Colorado, including CHFA, MetroDPA, grants, zero-down loans, and down-payment assistance options for 2025.
Water tower in
By Jackie Weinhold November 18, 2025
Discover the best neighborhoods in Arvada, CO for families. Learn about schools, parks, amenities, and local insights from Arvada REALTOR® Jackie Weinhold.
Black, ornate mailbox overgrown with vines, set along a rocky creek bed, autumn foliage in the background.
By jackie November 17, 2025
A 50-year mortgage can lower monthly payments but costs far more long-term. Learn the pros, cons, and real impact on affordability and equity.
By jackie November 13, 2025
Welcome to Life in Denver 
Small wooden cabin with a grass roof and a pathway leading to it, overlooking mountains and a cloudy sky.
By jackie October 20, 2025
The latest Denver real estate market update for fall 2025. Shifting inventory, slower sales, and rising opportunities are shaping Colorado’s housing market.
Person placing
By jackie October 17, 2025
Discover what to look for in a REALTOR® and why choosing the right agent in Arvada & Denver Metro can make all the difference for your home sale or purchase.
City skyline behind a green park under a partly cloudy blue sky.
By jackie October 6, 2025
Relocating to Denver? I help out-of-state buyers move smoothly with virtual tours, neighborhood insights, trusted vendors, and full remote closing support.
More Posts